Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings.

The above button links to Coinbase. Yahoo Finance is not a broker-dealer or investment adviser and does not offer securities or cryptocurrencies for sale or facilitate trading. Coinbase pays us for ...

Indeed for NetBeans this codepath should not be hit. If permissions were somehow messed with though, the file might indeed be unreadable and thus explain why the "load from classpath" route is taken.